Foreclosure & Mortgage Delinquency

Late Mortgage Payments and How to Deal with Them When you fall behind on your mortgage, staying in your home may not be possible. You may be able to avoid foreclosure, for example, but have to walk away from your home. Of course, the ideal situation is one where you are able to resolve your… Continue reading Foreclosure & Mortgage Delinquency

Mortgage Modification

Struggling with a Possible Mortgage Default? It happens every day across America: people struggling to pay their home mortgage look into a modification loan to reduce their monthly payments. Ironically, the bank tells the struggling homeowner that they can’t be helped unless they fall behind on their mortgage. Once the homeowner falls behind, they often… Continue reading Mortgage Modification

What is the Statute of Limitations

When it comes to Credit Card Debt? If you have old debts, you may be wondering if a creditor is able to collect on them.It is true that debt collectors have only a limited number of years in which to take legal action and sue you to collect. This is known as the “statute of… Continue reading What is the Statute of Limitations


How Your Property can be affected by Cross-collateralization Agreements Cross-collateralization sounds like a frightening legal and financial term. What is it? Simply put, it is the use of one piece of collateral to secure more than one loan. When you apply for a new loan, then your credit union or bank may use collateral that… Continue reading Cross-Collateralization

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